Holiday Hours:

Please note all community banking offices will be closing at noon on Friday, March 29, in observance of Good Friday. Offices will resume normal business hours on Saturday, March 30.

ACH Payment Services

Ridge View Bank's payment service, within Business eBanking, allows any business customer the ability to originate electronic transactions to any bank nationwide.  Direct Deposit of payroll is just one of the many benefits to your organization.

Direct Deposit Payroll Services Accent Photo

The benefits to businesses for using Direct Deposit of Payroll are:

Special Features

  • Reduced costs
    • Fewer checks to buy
    • Reduced check distribution costs
  • Increased efficiency
    • Reduced time to print and sign checks
    • Easier and quicker check disbursement
    • Greatly simplified account reconcilement
    • Reduced storage space for canceled checks
    • Elimination of lost/stolen paycheck problems
    • Fewer incorrect pay amounts from typing checks
    • Easier payroll research
  • Increased employee benefits
    • No more cashing payroll checks
    • More confidential means of receiving payroll
    • Elimination of payroll problems for sick or vacationing employees
    • Earlier availability of funds without having to make a trip to the bank
Added Employee Benefits Accent Photo

The employee who has or opens an account with us for their payroll direct deposit from a business using Ridge View Bank's payroll services will receive the following benefits:

Special Features

  • Top-Of-The-Line Free Interest Checking
  • First order of 150 safety paper wallet style checks at no charge
  • No-fee Check Card when making unlimited deposits and withdrawals at any Ridge View Bank ATM
  • Automatic transfer of your deposit into any combination of a checking, savings, All Purpose Club, or IRA accounts
  • Visa® Gold Reward credit card available with no annual fee  (based upon credit approval)
  • Rate reduction off the current interest rate on certain consumer loans with automatic payment (based upon credit approval)
Direct Payments Accent Photo

Electronic billing is rapidly becoming the method of choice for paying such recurring obligations as utilities, insurance debits, loans and club dues. Our direct payment services will allow you to:

Special Features

  • Reduce costs
    • Reduce billing costs
    • Lower bank charges for ACH (Automated Clearing House) items
  • Improve cash flow
    • Know in advance all funds deposited to the account on the due date, as well as the amount of the credit
  • Increase efficiency
    • Reduce invoice creation time
    • Reduce the number of incoming checks to process
    • Improve accuracy over customer-written checks
    • Simplify research due to entire payment process initiated internally
    • Have easier handling of returned items
  • Increase customer service
    • Eliminate writing and mailing of checks
    • Eliminate worries about late payments
    • Pay bills more confidentially
    • Bank statements will show description of payment
    • Eliminate check and postage fees
  • Improve marketing capability
    • Helps create a progressive image thereby increasing your ability to attract and retain employees
  • Improve delinquency ratio
    • Eliminates receiving checks after due date and second billing notices
Corporate Cash Concentration and Disbursement Accent Photo

Businesses can use this service to move money between their accounts at various institutions. This can also be utilized to collect or make payments to vendors.

Contact Us Today!

For specific questions about Ridge View Bank's payroll services email Desmond Cornette, our Business Services Specialist.

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